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Health Dental Vision Life Disability

 

Qualifying Event

QUALIFYING EVENT

 

DOCUMENTATION REQUIRED


Death of spouse or ex-spouse
Copy of death certification and written documentation from the employer on company letterhead providing names of covered participants and date coverage ends

Divorce

 

Copy of the signed divorce decree and written documentation from the employer on company letterhead providing names of covered participants, date coverage ends, and the reason why coverage ended

 

Legal Separation

 

Copy of the agreed order of legal separation and written documentation from the employer on company letterhead providing names of covered participants

 

Loss of Eligibility (does not include a loss due to failure to pay premiums or termination of coverage for cause)

 

Written documentation from the employer or the insurance company on company letterhead providing the names of covered participants, date coverage ends and the reason for the loss of eligibility

 

Loss of Coverage due to Exhausting Lifetime Benefit Maximum

 

Written documentation from the insurance company on company letterhead providing names of covered participants, date coverage ended and stating that the lifetime maximum has been met

 

Loss of TennCare (does not include a loss due to failure to pay premium)

 

Written documentation from TennCare on company letterhead stating that coverage has been or will be terminated

 

Termination of Spouse’s or Ex-Spouses Employment (voluntary and non-voluntary)

 

Written documentation from the employer on company letterhead providing names of covered participants, date coverage ends and reason why coverage ended

 

Employer Eliminated Contribution to Spouse’s, Ex-Spouse’s or Dependent’s Insurance Coverage (total contribution, not partial)

 

Written documentation from the employer on company letterhead providing names of covered participants, date contribution amount changed and date coverage ended

 

Spouse’s or Ex-Spouse’s Work Hours Reduced Causing Loss of Eligibility for Insurance Coverage

 

Written documentation from the employer on company letterhead providing names of covered participants, date coverage ends and reason why coverage ended

 

OR Employee Without Coverage or With Single Coverage

Acquires a New Dependent – Spouse (and adding other previously eligible dependents)

 

Copy of marriage certificate

 

Acquires a new dependent – Newborn (and adding other previously eligible dependents)

 

 

Copy of birth certificate for newborn