- One of Idaho's oldest providers
of Health Insurance
- World-wide coverage.
- 95% of all health care providers
are members.
Major Medical Plans:
Traditional:
- Uses all of the member providers.
- Standard major medical coverage
including accident coverage,
prescription cards and wellness
provisions.
- Choices of deductibles, drug
benefits and co-pays.
PPO (Preferred Provider Organization):
- Uses most, but not all of the
member providers.
- Better benefits.
- Dr. co-pays and standard major
medical coverage including
accident coverage, prescription
cards and wellness provisions.
- Choices of deductibles, drug
benefits and co-pays.
Individual
Plans:
- Uses all of the member providers.
- Traditional and PPO benefits.
- Wide-range of benefit options.
Including deductible, drug card
and co-pay.
Dental:
- Traditional plans using all dentists.
- Preventative services along with basic and major benefits.
- Choice of deductibles and annual maximums.
Life:
- In association with group benefits.
COBRA:
- Provides some administration
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- Formerly Blue
Shield of Idaho.
- Currently associated with the Regence plans of Washington, Oregon,
and Utah.
- World-wide coverage.
- 95% of all health care providers are members.
Major Medical
Plans:
- Plan options include:
deductibles
Dr. Office visit co-payments
Co-insurance from 90% to 50%
out-of-pocket choices
group dual options
drug card choices
Individual
Plans:
- Uses all of the member providers.
- Traditional benefits.
- Wide-range of benefit options
including:
deductibles
drug card
co-pay
Dental:
- Traditional plans using all dentists.
- Preventative service along with
basic and major benefits.
- Choice of deductibles and annual
maximums.
Life:
- In association with group benefits. |
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- Idaho's only domestic health insurance company.
- Located in Boise
- Established and owns the Primary Health Clinics and the Idaho Physicians
Network with includes 55-65% of health care providers in southern Idaho.
Major Medical
Plans:
All PPO:
- Standard major medical provisions
are enhanced when services are
provided
in network.
- options Include:
deductibles
co-pays
out-of-pocket maximums
- Supplemental options include:
Dr. co-pay
accident
drug card
Special
Plans:
- Plans are available with limited
benefits designed with very low
premium.
- Plans are available with large
deductibles to qualify for federal
Health Savings Accounts (HSA)
- Plans are available with large
deductibles designed to work with
Health Reimbursement Arrangements (HRA)
Administrative
Services:
- Administration is available on a contact basis for those employers
wishing to establish Cafeteria plans, HSAs or HRAs
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